Investment disclaimer

Opportunities presented on imvesters.ch are intended for informed investors and involve significant risks, including partial or total loss of invested capital. Returns are projections, not guarantees, and depend in particular on the borrower's ability to repay.

The platform does not hold a FINMA authorization and is not subject to FINMA prudential supervision. Read this Disclaimer and the contractual documentation for each opportunity before making any decision.

Content published on imvesters.ch is provided for informational and commercial purposes only. It does not constitute personalized investment advice, legal advice, tax advice, an investment recommendation or a public offer.

Each investor is responsible for their own decisions and must assess whether an opportunity matches their financial situation, objectives and risk tolerance.

imvesters.ch is operated by S2I (Swiss Innovative Investment) SA, a Swiss company based in Lausanne.

S2I is affiliated with ARIF for AML and FinSA purposes. Gillian Nespolo is registered in the ARIF client advisor register under number 4038. The competent mediation body is FINSOM.

S2I does not hold a FINMA authorization, is not subject to FINMA prudential supervision and does not conduct banking activity. Investor funds are not protected by a deposit guarantee scheme.

Any investment presented by Imvesters involves a risk of partial or total loss of invested capital. No guarantee can be given regarding recovery of the initial capital.

Displayed returns, target IRR, projected returns and multiples are projections and not guarantees. The actual return may be lower or negative.

Investments are generally illiquid. There is no organized secondary market and investors must be able to immobilize their capital for the expected investment period.

Security interests, guarantees or collateral may exist for some projects, but they do not guarantee full coverage of invested capital in case of borrower default.

Project execution depends on third parties such as developers, builders, operators, tenants, banks and service providers. Their failure, delay or dispute can affect return, liquidity or capital value.

A concentrated exposure to one project, developer, market segment or geography increases risk. Diversification is recommended.

For projects exposed to currencies other than CHF, exchange rate fluctuations may affect investment value and effective return.

Tax treatment depends on each investor's personal situation and country of residence. Investors should seek independent tax advice.

Opportunities are not directed at US Persons or at persons located in jurisdictions where promotion or marketing of such products would be contrary to local law. Each user must verify that they are legally allowed to access the content and invest.

This Disclaimer is governed by Swiss law. Any dispute relating to its interpretation or performance is subject to the ordinary courts of the Canton of Vaud in Lausanne, subject to mandatory consumer protection rules.